Yingke Australia — Melbourne Office
All practice areas

Loan & Mortgage Law

For borrowers and lenders, the fine print carries the risk.

We act for both sides of a lending relationship — borrowers who need a clear-eyed read of what they're signing, and private lenders who need enforceable security. Every loan and mortgage agreement is reviewed for the specific risk it creates, not just its standard terms. Private lending between individuals and family members is common in our client base, and it carries real legal risk on both sides if the paperwork isn't done properly — we make sure it is.

What we help with

  • Loan & mortgage agreement drafting
  • Independent legal advice for borrowers
  • Mortgage & caveat registration
  • Private lending arrangements
  • Loan settlement & discharge
  • Repayment default & enforcement
  • Guarantor advice

When this usually comes up

  • You're lending money to family, friends or a business contact
  • You've been asked to sign a loan or guarantee
  • A borrower has missed repayments
  • You need a mortgage or caveat registered or discharged

First conversations are confidential and at no cost, in English or Mandarin.